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Terms of Service

Last updated: June 2026

Acceptance

By using PurchaseIQ, you agree to these terms. If you don't agree, please don't use the service.

What PurchaseIQ Is

PurchaseIQ is a free informational tool designed to help users compare purchasing options across retailers, cashback portals, and credit card rewards. It is not a financial advisor, broker, or fiduciary.

Not Financial Advice

The recommendations, calculations, and card comparisons provided by PurchaseIQ are for informational purposes only and do not constitute financial advice. Nothing on this site should be interpreted as a recommendation to apply for, use, or cancel any credit card or financial product.

Credit card terms, earning rates, and offers change frequently. Always verify current rates and terms directly with your card issuer before making any financial decisions. PurchaseIQ is not responsible for any financial decisions made based on information provided by this tool.

Accuracy of Information

We work hard to keep credit card earning rates, point valuations, and offer data accurate and up to date. However:

  • ·Credit card benefits change without notice
  • ·Cashback portal rates fluctuate daily
  • ·Card-linked offers are personalized and may not be available to all users
  • ·Point valuations are estimates based on published third-party sources and are not guaranteed

PurchaseIQ makes no warranties about the accuracy, completeness, or timeliness of any information on this site.

Affiliate Links

PurchaseIQ may include affiliate links to retailers. If you make a purchase through one of these links, we may earn a small commission at no additional cost to you. This does not influence our recommendations.

Limitation of Liability

PurchaseIQ and its creators are not liable for any direct, indirect, incidental, or consequential damages resulting from your use of this service or reliance on any information provided. Use this tool at your own risk.

Prohibited Use

You agree not to:

  • ·Use the service for any unlawful purpose
  • ·Attempt to scrape, copy, or reproduce the service
  • ·Attempt to reverse engineer or copy the underlying technology
  • ·Use automated tools to make excessive requests

Changes to Service

PurchaseIQ is in beta. Features may change, break, or be discontinued at any time without notice.

Governing Law

These terms are governed by the laws of the State of Georgia, United States.

Contact

Questions? Email trypurchaseiq@gmail.com